You know the spam mail you get that sometimes comes with a return postage paid envelope? Fill it to the brim with as many pennies that you can fit into it (count the pennies so you know the ammount) mail it back and then call and complain that you want the money back that you accidentally sent them then wait for the check.Pojodan said:My only thought for a good way to do this was if you got bill for a stupid fee that came with a postage paid envelope and pay for it with a box of pennies, since postage paid envelopes work for any weight of parcel, even if it's 50 lbs of pennies.
So? I want to see legal precedent, a court ruling on the matter of payment. Just because pennies can be used to pay for debts, I don't see any reason why companies would be forced to accept payment entirely in pennies just because they legally have worth. In fact, such payment could be viewed as harrasment.CrimsonSoul said:Also figment, according to Section 31 U.S.C. 5103, entitled
\"Legal tender,\" which states: \"United States coins and currency
(including Federal reserve notes and circulating notes of Federal
reserve banks and national banks) are legal tender for all debts,
public charges, taxes, and dues.\"
I would assume the tow bill to be public charges
In response to the copper coin's declining value, some stores have stopped accepting it as a form of payment. In 2007, a New York City man was so incensed when a Chinese restaurant refused to let him pay for his dinner with 10 pennies (along with other cash) that he persuaded a state senator to draft a bill requiring pennies to be accepted everywhere and at all times. (The bill was not passed.) And in 2009, a number of Concord, Mass., shopkeepers banded together to protest pennies — on Lincoln's 200th birthday, no less.
While federal law states that coins are legal tender, it does not compel anyone to accept them. If a business doesn't want to take pennies — or a $100 bill, for that matter — it has a legal right to refuse them. So why does the government keep the penny around? The answer is simple: sales tax. Sales tax raises the price of an item to an uneven amount, requiring pennies to be given in change. Retailers need pennies to return to customers, banks need pennies to give to the retailers, and the Fed needs pennies to give to the bank. All so you can drop one on the sidewalk on your way out.
A bill is a debt. And I don't see why the towing fee is any different. Both were debts that were owed and had to be paid. In both cases the people trying to pay the debts were intentionally trying to cause a loss of time and effort to the people they owed money to. They were trying to harm those they were legally obligated to pay. I see no reason why they should be allowed to do so under the guise of simply paying a bill. If I had been the cashier, I would have stood my ground, even in the face of the cops. There is no reason to pervert the law in order to allow harassment.CrimsonSoul said:Right, Figment, a lawyer, it wasn't a debt, it was a bill, it wasn't a public charge he hired the guy, it wasn't taxes, and it wasn't dues. The lawyer has the right to refuse payment. But seeing as his car was impounded it was a public charge that he had to pay hence why they were forced to accept the pennies
CrimsonSoul said:Also the way I feel about it if a business refuses to let me pay with pennies then I should refuse to accept pennies from them and only accept nickels or dimes instead. Also, if they don't accept bills larger than a $20 I don't accept bills larger than a $1
Little different when it's a government agency holding your property for cash.Telephius said:Also if you don't like the way a company does business you don't have to give them business likewise if a company does not like you as a customer they don't have to give you a product and can tell you to GTFO. I have worked for a small company where if the owner felt the customer was being a a dickwad he would politely ask them to do business somewhere else.
True hehe.Shegokigo said:Little different when it's a government agency holding your property for cash.Telephius said:Also if you don't like the way a company does business you don't have to give them business likewise if a company does not like you as a customer they don't have to give you a product and can tell you to GTFO. I have worked for a small company where if the owner felt the customer was being a a * he would politely ask them to do business somewhere else.
Woohoo, Alberta wins again. I guess I'll never need to worry about this then and it turns out the manager at my old job 'wasn't lying when she told me that I didn't need to take a bunch of pennies. You learn and then unlearn something new every day.Garbledina said:I'm enough of an asshole to do something like that, so I think I'm also willing to find the humour in it if someone did that to me, too.
However, I recently learned that in Alberta, apparently it is against the law to pay for something greater than $1 in only pennies, unless it is a government payment (taxes, fines, etc.). I wonder if the penalty for it is a fine, though, because you could then pay *that* in all pennies.
^Yeah, that's exactly what I was trained when I was a cashier at Shoppers Drug Mart, and that's here in Ontario.Heavan said:Woohoo, Alberta wins again. I guess I'll never need to worry about this then and it turns out the manager at my old job 'wasn't lying when she told me that I didn't need to take a bunch of pennies. You learn and then unlearn something new every day.Garbledina said:I'm enough of an * to do something like that, so I think I'm also willing to find the humour in it if someone did that to me, too.
However, I recently learned that in Alberta, apparently it is against the law to pay for something greater than $1 in only pennies, unless it is a government payment (taxes, fines, etc.). I wonder if the penalty for it is a fine, though, because you could then pay *that* in all pennies.
My dad had an old pickup truck that was given to him by his dad. 1960 something and he took it to town one day and it was stolen. He filed a police report and was basically told he should just kiss it goodbye. A few months later he got a call from the local tow/storage company saying they had his truck. Apparently the police found it a week later and had it towed/impounded. So a few months later dad gets a call saying "we've got your truck and it will cost you x amount of money for storing and towing fees." I don't remember the actual amount but it was more than the truck was worth. Then they said he needed to pay it because charges would keep building up. Or he could just bring down the title to the truck and give it to them and they'd be square which is what he did. So, yeah, kudos to that guy. I hate towing companies, too. And working in the transportation industry years ago I can tell you that the tow companies that work for the city are scum.Shegokigo said:Little different when it's a government agency holding your property for cash.Telephius said:Also if you don't like the way a company does business you don't have to give them business likewise if a company does not like you as a customer they don't have to give you a product and can tell you to GTFO. I have worked for a small company where if the owner felt the customer was being a a * he would politely ask them to do business somewhere else.
Businesses can refuse $20.00, because that happens BEFORE a transaction occurs. You don't owe them the money. You simply want to give it to them in exchange for something they have. They can refuse to sell to you under any circumstance, including paying with $100 bills.figmentPez said:Pointless and misdirected protest. Don't take it out on the peon, she's just a cashier, she doesn't set policy. If you don't like that you got your car towed, get involved in the political community.
I'm not even sure the cashier was wrong to refuse to accept pennies. Businesses can refuse to accept bills over $20, so why shouldn't they be able to refuse payment in pennies for large debts?
So, in other words, the lawyer HAD to take the pennies, but was allowed to bill for the hassle it cost him. Your article actually holds up the argument that paying in pennies is perfectly legitimate and cannot be refused, figmentPez. Basically the judge said "yeah, you're allowed to pay in pennies, but the lawyer is allowed to bill you for the costs you made him incur by doing so."At the hearing on the motion, Powell maintained that the $1,000 in unrolled pennies was legal tender timely delivered and sufficient to satisfy the court's order.
Although Ray refused to hold Powell in contempt, he ordered Powell to pay for Tarlton's time, court costs and redemption fee.
\"One of the consequences of your chicanery is to incur the expenses associated with it,\" said the judge. \"This time it's $533.\" To exclude the possibility that Powell might again ante up in pennies, the judge specifically directed that Powell pay by cashier's check, money order or \"folding money.\"
The specific Treasury policy is here:be familiar with the U.S. Treasury's policy regarding payment and pennies. It states that while pennies are legal tender as payment for a contractual debt or payment to a government organization, private merchants are free to determine whatever legal tender they do and do not want to accept.
The tow yard was a creditor. They impounded his car and refused to return it unless he paid a fee. When he parked on their lot, he accepted the terms that if he parked out of variance with their rules, he would be towed. That's a contract, making the $88.00 a contractual debt. Without that implied contract, the situation would be one of auto-theft instead of a legal impounding.The pertinent portion of law that applies to your question is the Coinage Act of 1965, specifically Section 31 U.S.C. 5103, entitled \"Legal tender,\" which states: \"United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues.\"
This statute means that all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.
Because its legal tender.figmentPez said:Pointless and misdirected protest. Don't take it out on the peon, she's just a cashier, she doesn't set policy. If you don't like that you got your car towed, get involved in the political community.
I'm not even sure the cashier was wrong to refuse to accept pennies. Businesses can refuse to accept bills over $20, so why shouldn't they be able to refuse payment in pennies for large debts?
If they have it posted that they will not accept certain types of tender, they have the right to refuse that tender. For example, many gas stations/convenience stores refuse to take 100.00 bills. They have it posted, so it is within their right to refuse it.Mav said:Because its legal tender.figmentPez said:Pointless and misdirected protest. Don't take it out on the peon, she's just a cashier, she doesn't set policy. If you don't like that you got your car towed, get involved in the political community.
I'm not even sure the cashier was wrong to refuse to accept pennies. Businesses can refuse to accept bills over $20, so why shouldn't they be able to refuse payment in pennies for large debts?
If businesses don't want to take small amounts as such, then they should take it up with the government to not make it a legal tender.
I can tell you many times, I've needed just a couple dollars of gas for the car and I'm out of cash, I'll dig up a few dollars of pennies to pay for it. Yea not 88 dollars worth but hey..
I have also had people refuse to take $2 bills. They are legal tender, people claim its fake or monopoly money.
Correct.Bowielee said:If they have it posted that they will not accept certain types of tender, they have the right to refuse that tender. For example, many gas stations/convenience stores refuse to take 100.00 bills. They have it posted, so it is within their right to refuse it.
Yeah, a lot of the local businesses near me do this, and it's fucking annoying. I have a debit card and credit card so I can avoid carrying cash, damnit.Espy said:Here's a fun fact: Have you ever been to a coffee shop or gas station where they won't let you use a credit card if you don't by 5 bucks worth of stuff?
Yeah... they can't do that.
It violates the contract they sign with the credit cart company. Now you might not be able to stop them, I guess you could call your credit card company and tell them a business won't accept your VISA card and they will probably go after them, but it's just a little scam by these places to get you to buy more and for them to avoid paying the fee for using credit cards.
My business GETS business from places like that. It's really stupid of them to turn away people who want to give you money, not to mention illegal.CynicismKills said:Yeah, a lot of the local businesses near me do this, and it's smurfing annoying. I have a debit card and credit card so I can avoid carrying cash, damnit.Espy said:Here's a fun fact: Have you ever been to a coffee shop or gas station where they won't let you use a credit card if you don't by 5 bucks worth of stuff?
Yeah... they can't do that.
It violates the contract they sign with the credit cart company. Now you might not be able to stop them, I guess you could call your credit card company and tell them a business won't accept your VISA card and they will probably go after them, but it's just a little scam by these places to get you to buy more and for them to avoid paying the fee for using credit cards.
He didn't waste the police's time. She did by not accepting the tender.Bowielee said:I think it was a funny "protest" but the fact that they wasted police time is extremely irksome to me.
She's not the one who called the police, he is.Shegokigo said:He didn't waste the police's time. She did by not accepting the tender.Bowielee said:I think it was a funny "protest" but the fact that they wasted police time is extremely irksome to me.
Because of her actions, he even warned her and she says "Go Ahead".Bowielee said:She's not the one who called the police, he is.Shegokigo said:He didn't waste the police's time. She did by not accepting the tender.Bowielee said:I think it was a funny "protest" but the fact that they wasted police time is extremely irksome to me.
Now you know your victims will be blamed for calling 9-1-1. I mean, geez. Police upholding the law. That is not what they're paid to... erm....Shegokigo said:Um, again. No? Had she cooperated and followed the law there would have been no issue.
What you're saying here is anyone reporting the law being broken is wasting the police's time?
but it WAS an actual crime...Bowielee said:There's a big difference between responding to an actual crime and supporting some *'s practical joke.
I agree. This guy was intentionally being a jerk, period. He was taking his frustration out, and chose a very poor way of doing it. He didn't have to pay in pennies, he did so specifically to harass the towing company. The police should not have sided with him. I don't care if it is legal tender, it's absurdity. Just because it's the letter of the law does not mean it's acceptable behavior. If he wanted to make a protest, he should have taken another route to do so.Bowielee said:Yes, but it was a situation that he intentionally created. She didn't waste the police's time, he did.
That's debateable. Until there is actual legal precedent, where someone was successfully sued for not taking payment in pennies, it's not necessarily what is supposed to be enforced. Even beyond that, it's probably a cival mater and not a criminal one. The situation could have easily been solved without involving the police. No one's health or welfare was in danger, and the guy trying to pay the fine could have solved it faster than calling the police, simply by exchanging the money himself.CrimsonSoul said:but it WAS an actual crime...
So? I agree. It was absurd, rude, unacceptable behavior. It's also the law. The law does not equal justice. They are not the same and they never will be. The police were not there to dispense justice; they were there to uphold the law. Law is not about what's right; it's about rules.figmentPez said:I agree. This guy was intentionally being a jerk, period. He was taking his frustration out, and chose a very poor way of doing it. He didn't have to pay in pennies, he did so specifically to harass the towing company. The police should not have sided with him. I don't care if it is legal tender, it's absurdity. Just because it's the letter of the law does not mean it's acceptable behavior. If he wanted to make a protest, he should have taken another route to do so.
So if someone is being a jerk, they're not entitled to law enforcement's assistance?figmentPez said:I agree. This guy was intentionally being a jerk, period. He was taking his frustration out, and chose a very poor way of doing it. He didn't have to pay in pennies, he did so specifically to harass the towing company. The police should not have sided with him. I don't care if it is legal tender, it's absurdity. Just because it's the letter of the law does not mean it's acceptable behavior. If he wanted to make a protest, he should have taken another route to do so.
Yes, and what the law dictates that the police do in a situation like this is not clear. They should not have been called at all, because there was no need for a police officer. The situation was not violent, no one's health or welfare was at stake, and there were many ways to resolve the situation without involving the police. The young man who wanted to pay his fine had many options besides calling the police. He could have exchanged the pennies himself, and paid the fine with folding money. He could have called a lawyer and used that method of persuasion. He could have asked to see a supervisor. Simply put, he was intent on being a jerk, and I see no rational reason why the police or the law should assist him in doing so, even if the letter of the law is on his side. I realize that the law is about rules, but I also realize that is not the ideal of the law, it is not the goal of the system, even if it is often the result.escushion said:So? I agree. It was absurd, rude, unacceptable behavior. It's also the law. The law does not equal justice. They are not the same and they never will be. The police were not there to dispense justice; they were there to uphold the law. Law is not about what's right; it's about rules.
Actually, as stated earlier, if a busniess has a right to add a surcharge for handling of money, then his pennies were not enough to pay the debt, and she had no obligation to accept partial payment.Shegokigo said:Or you know, she could have followed the law and taken the legal tender. :slywink:
No, actually that's my argument. the entire situation was a waste of police resources for no good reason.Shegokigo said:Or you know, she could have followed the law and taken the legal tender. :slywink:
The argument here isn't whether the police needed to be involved. It's who was the cause of them having to be there.
I agree. What I don't agree with is who you're blaming. You're honestly saying the person breaking the law isn't the one who is responsible for the police being involved?Bowielee said:No, actually that's my argument. the entire situation was a waste of police resources for no good reason.
So now if you're of "no morals" you don't deserve law enforcement?Bowielee said:Especially because the guy who had his car towed can hardly take the moral high ground seeing as it's his fault his car was towed in the first place.
Except, hey, it was an actual crime, albeit not a violent one. Regardless of how much of a dick move you thought it was, the guy was within his rights to settle a contractual debt with any form of legal tender he so chose. If the business whom he owes the debt to chooses not to accept legal tender, and forces him to call the police, that's the business wasting the police's time, by trying to force the guy to do something he's not required to do: Roll pennies, pay in folding money, etc.Bowielee said:There's a big difference between responding to an actual crime and supporting some dick's practical joke.
People keep saying this, but I have yet to see a precident. If it was a crime, why wasn't the girl arrested?Tinwhistler said:Except, hey, it was an actual crime, albeit not a violent one.Bowielee said:There's a big difference between responding to an actual crime and supporting some *'s practical joke.
Because she gave in. Oh, and Tin already posted why it's a crime.Bowielee said:People keep saying this, but I have yet to see a precident. If it was a crime, why wasn't the girl arrested?
The police didn't need to be involved, even if the cashier was in the wrong. There were other options available to resolve the matter.Shegokigo said:The argument here isn't whether the police needed to be involved. It's who was the cause of them having to be there.
Like her accepting the funds and following the law? Why did he have to pursue other options if he was within his legal right?figmentPez said:The police didn't need to be involved, even if the cashier was in the wrong. There were other options available to resolve the matter.Shegokigo said:The argument here isn't whether the police needed to be involved. It's who was the cause of them having to be there.
How bout I just show you the law, numbskull?Bowielee said:People keep saying this, but I have yet to see a precident. If it was a crime, why wasn't the girl arrested?Tinwhistler said:Except, hey, it was an actual crime, albeit not a violent one.Bowielee said:There's a big difference between responding to an actual crime and supporting some *'s practical joke.
How about you cite legal precedent, instead of just a statute. That little snippet says nothing about how the law is to actually be applied. It also doesn't show if there are any exceptions elsewhere in the code, which may or may not provide for reasonable limitations on how debts are to be paid.Tinwhistler said:How bout I just show you the law, numbskull?
31 U.S.C. § 5103.
http://www.law.cornell.edu/uscode/31/5103.shtml
Thompson v. Butler, 95 U.S. 694, 696figmentPez said:How about you cite legal precedent, instead of just a statute. That little snippet says nothing about how the law is to actually be applied. It also doesn't show if there are any exceptions elsewhere in the code, which may or may not provide for reasonable limitations on how debts are to be paid.Tinwhistler said:How bout I just show you the law, numbskull?
31 U.S.C. § 5103.
http://www.law.cornell.edu/uscode/31/5103.shtml
Legal precident that coin money is worth exactly the same as folding money in terms of paying a debt.A coin dollar is worth no more for the purposes of tender in payment of an ordinary debt than a note dollar. The law has not made the note a standard of value any more than coin.
figmentPez said:How about you cite legal precedent, instead of just a statute. That little snippet says nothing about how the law is to actually be applied. It also doesn't show if there are any exceptions elsewhere in the code, which may or may not provide for reasonable limitations on how debts are to be paid.Tinwhistler said:How bout I just show you the law, numbskull?
31 U.S.C. § 5103.
http://www.law.cornell.edu/uscode/31/5103.shtml
As Figmentpez linked earlier.Tinwhistler said:How bout I just show you the law, numbskull?Bowielee said:People keep saying this, but I have yet to see a precident. If it was a crime, why wasn't the girl arrested?Tinwhistler said:Except, hey, it was an actual crime, albeit not a violent one.Bowielee said:There's a big difference between responding to an actual crime and supporting some *'s practical joke.
31 U.S.C. § 5103.
http://www.law.cornell.edu/uscode/31/5103.shtml
in this case, it was about 50 dollar golden eagles. The court held that the coins were worth exactly $50 in the payment of a debt, and it didn't matter that they were coins.Regardless of any currency confusion that may have arisen in bygone eras, our present standard is clear: As legal tender, a dollar is a dollar...As legal tender, a dollar is a dollar, regardless of the physical embodiment of the currency.
Read up, I already addressed that. The guy WAS ALLOWED to pay his bill in pennies, just as the lawyer was allowed to bill him for the pain in the ass in doing so. The precedent shows that he can pay in pennies.Bowielee said:(citing figment's article)
Missing the point again Bowie. That's just an assistance to Tin's argument. The coin is still legal tender and must be taken.Bowielee said:As Figmentpez linked earlier.Tinwhistler said:How bout I just show you the law, numbskull?Bowielee said:People keep saying this, but I have yet to see a precident. If it was a crime, why wasn't the girl arrested?Tinwhistler said:Except, hey, it was an actual crime, albeit not a violent one.
31 U.S.C. § 5103.
http://www.law.cornell.edu/uscode/31/5103.shtml
http://www.law.com/jsp/article.jsp?id=1120208723965
Espy said:Here's a fun fact: Have you ever been to a coffee shop or gas station where they won't let you use a credit card if you don't by 5 bucks worth of stuff?
Yeah... they can't do that.
It violates the contract they sign with the credit cart company. Now you might not be able to stop them, I guess you could call your credit card company and tell them a business won't accept your VISA card and they will probably go after them, but it's just a little scam by these places to get you to buy more and for them to avoid paying the fee for using credit cards.
Buy more shit then Hylian!hylian said:yeah I have several stored near me that do that and it drives me insane.
I think that's in reference to a bill backed by coin rather than a bill that is simply a promisary note. I imagine it's archaic and not applicable anymore, as I don't believe that any bills that are currently legal tender actually are backed by gold or silver in the US.Tinwhistler said:Thompson v. Butler, 95 U.S. 694, 696
Legal precident that coin money is worth exactly the same as folding money in terms of paying a debt.A coin dollar is worth no more for the purposes of tender in payment of an ordinary debt than a note dollar. The law has not made the note a standard of value any more than coin.
Garbledina said:I'm enough of an * to do something like that, so I think I'm also willing to find the humour in it if someone did that to me, too.
However, I recently learned that in Alberta, apparently it is against the law to pay for something greater than $1 in only pennies, unless it is a government payment (taxes, fines, etc.). I wonder if the penalty for it is a fine, though, because you could then pay *that* in all pennies.
Still no love for the 50 cent piece. :angry:Canada Currency Act said:(2) A payment in coins referred to in subsection (1) is a legal tender for no more than the following amounts for the following denominations of coins:
(a) forty dollars if the denomination is two dollars or greater but does not exceed ten dollars;
(b) twenty-five dollars if the denomination is one dollar;
(c) ten dollars if the denomination is ten cents or greater but less than one dollar;
(d) five dollars if the denomination is five cents; and
(e) twenty-five cents if the denomination is one cent.
figmentPez said:I imagine it's archaic and not applicable anymore, as I don't believe that any bills that are currently legal tender actually
Doesn't matter if you've seen it or not, the fact is that there is plenty of legal precedent to support that robbing a liquor store is just as much robbery of any other establishment. Nor have you asserted any reasonable logic as to why it would not be considered theft to steal from a store, regardless of what it sells.Shegokigo said:So if I've never seen a legal precedent saying so, I can go knock over a liquor store because the statute doesn't specify "liquor stores"?
You obviously didn't read the article. The lawyer refused to take the payments in pennies. And the judge upheld that decision and fined him for basically wasting the court's time.Shegokigo said:Missing the point again Bowie. That's just an assistance to Tin's argument. The coin is still legal tender and must be taken.Bowielee said:As Figmentpez linked earlier.Tinwhistler said:How bout I just show you the law, numbskull?Bowielee said:People keep saying this, but I have yet to see a precident. If it was a crime, why wasn't the girl arrested?
31 U.S.C. § 5103.
http://www.law.cornell.edu/uscode/31/5103.shtml
http://www.law.com/jsp/article.jsp?id=1120208723965
Whether someone wants to charge them for the hassle later is a different argument all together.
WRONG.Bowielee said:You obviously didn't read the article. The lawyer refused to take the payments in pennies. And the judge upheld that decision and fined him for basically wasting the court's time.
The lawyer redeemed the pennies.Tarlton [the lawyer] testified that after he tracked down the "originating bank ... that gave or sold Mr. Powell the pennies," the bank agreed to redeem the pounds of pennies for a price. Tarlton was seeking reimbursement for the $100 bank redemption fee and an additional "$412.44" -- the "2.7496" hours he spent redeeming the pennies at his "non-court rate of $150 an hour."
Tinwhistler said:WRONG.Bowielee said:You obviously didn't read the article. The lawyer refused to take the payments in pennies. And the judge upheld that decision and fined him for basically wasting the court's time.
The lawyer redeemed the pennies.Tarlton [the lawyer] testified that after he tracked down the "originating bank ... that gave or sold Mr. Powell the pennies," the bank agreed to redeem the pounds of pennies for a price. Tarlton was seeking reimbursement for the $100 bank redemption fee and an additional "$412.44" -- the "2.7496" hours he spent redeeming the pennies at his "non-court rate of $150 an hour."
Look twice before claiming someone else has a problem with reading comprehension
So? he took the $1000 in pennies, and it was applied to the guy's debt.Bowielee said:He did because the guy just left them in his lobby and refused to take them away.
"Hmm, this law doesn't take into account that someone will use it to be a douchebag. Therefore, it's not really a law."figmentPez said:Furthermore, it makes no mention of reasonable limitations on the size of a debt that can be paid for in the smallest denomination of coin.
*SIGH* I give up, I don't have the time to waste on this. If you want to believe that the US never discontinued the printing of money backed by gold and silver, and stopped allowing silver certificates to be redeemed for silver, I'm not going to try and disillusion you. You're welcome to attempt to pay in confederate money while you're at it. You're also welcome to try and have me arrested if you ever try and pull some sort of dumb stunt like the moron in the video did. I won't be taking your pennies, and I don't care what you think the law says.Tinwhistler said:Wait wait wait.figmentPez said:I imagine it's archaic and not applicable anymore, as I don't believe that any bills that are currently legal tender actually
I have to find actual legal precedent that coins are considered legal tender, and we have to go by your IMAGINATION?
Find me a case.
I don't recall the article saying he was required to, merely that he did.THE LAWYER TOOK THE PENNIES. He was required to.
The full relavant paragraph (emphases mine) of Thompson v. Butler, 95 U.S. 694, 696, which was a supreme court case:Shegokigo said:I have a feeling that Figment and Bowie are pulling a JCM and flat out ignoring facts because their personal opinion is immovable.
I'm still waiting for Figment to show legal precident of his side of this, specially since Tin already did. Twice.
-- Sun Aug 02, 2009 2:02 pm --We have no jurisdiction if the sum or value of the matter in dispute does not exceed $5,000. One
owing a debt may pay it in good coin or legal- tender notes of the United States, as he chooses, unless
there is something to the contrary in the obligation out of which the debt arises. A coin dollar is worth
no more for the purposes of tender in payment of an ordinary debt than a note dollar.
figmentPez said:*SIGH* I give up, I don't have the time to waste on this.Tinwhistler said:Find me a case.
The states don't own any towing companies, they contract with private companies.figmentPez said:From the US Treasury Department website:
\"There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.\"
Is anyone certain this towing company was government, and not a private contractor?
Read up. There's more to that site, which I quote above. He omits an entire paragraph from the treasury department website that discusses debts and contractual obligations. Legal tender must be accepted for those. Find me legal precedent where coinage was refused for a debt. So far, all three cases we discuss, coins were perfectly acceptable for a debt, including the supreme court's opinion that a person may pay a debt in coin or folding money, AS THEY CHOOSE.Bowielee said:The states don't own any towing companies, they contract with private companies.figmentPez said:From the US Treasury Department website:
\"There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.\"
Is anyone certain this towing company was government, and not a private contractor?
If a law is wrong, it should be changed. However, you know perfectly well that society isn't going to function with people running around going "Well, I see what's written, but I know what the law really means" or "I know what laws should be enforced, even if other people don't" or "I like these laws, but not those laws, and police can enforce whichever laws they like and not the ones they don't." Then you turn law into... well, religion, pretty much.Bowielee said:Fine you all are right. The letter of the law should always be enforced. Have fun with the police state.
You're citing a case where the conflict was over payment in bills versus gold and silver coin. Bills that were, in 1877, backed by gold and silver, and had a different value in the market than their coin equivalents, despite that. The ruling has absolutely no bearing on the difference between 8,800 pennies and an equivalent amount in bills, because the substantial difference is not in market value, but in weather it is a reasonable manner in which to pay a debt.Tinwhistler said:The full relavant paragraph (emphases mine) of Thompson v. Butler, 95 U.S. 694, 696, which was a supreme court case:
We have no jurisdiction if the sum or value of the matter in dispute does not exceed $5,000. One
owing a debt may pay it in good coin or legal- tender notes of the United States, as he chooses, unless
there is something to the contrary in the obligation out of which the debt arises. A coin dollar is worth
no more for the purposes of tender in payment of an ordinary debt than a note dollar.
No, he has not. He has successfully bluffed you into thinking he has found relevant cases, but despite the quotes sounding good, the context does not uphold his position.Shegokigo said:I'm still waiting for Figment to show legal precident of his side of this, specially since Tin already did. Twice.
And your "proof" is where? Since we're not going in context here.figmentPez said:No, he has not. He has successfully bluffed you into thinking he has found relevant cases, but despite the quotes sounding good, the context does not uphold his position.
*sigh* we live in a sound-bite society where context holds no sway.
The wording is unambiguous. Try to talk it away all you like, you have yet to show a case that sets contrary legal precedent.figmentPez said:You're citing a case where the conflict was over payment in bills versus gold and silver coin. Bills that were, in 1877, backed by gold and silver, and had a different value in the market than their coin equivalents, despite that. The ruling has absolutely no bearing on the difference between 8,800 pennies and an equivalent amount in bills, because the substantial difference is not in market value, but in weather it is a reasonable manner in which to pay a debt.The Supreme Court said:One owing a debt may pay it in good coin or legal-tender notes of the United States, as he chooses
Huh so it's even less than I was told. Neat. Well keeps us from too much counting I guess.HCGLNS said:Garbledina said:I'm enough of an * to do something like that, so I think I'm also willing to find the humour in it if someone did that to me, too.
However, I recently learned that in Alberta, apparently it is against the law to pay for something greater than $1 in only pennies, unless it is a government payment (taxes, fines, etc.). I wonder if the penalty for it is a fine, though, because you could then pay *that* in all pennies.
Still no love for the 50 cent piece. :angry:Canada Currency Act said:(2) A payment in coins referred to in subsection (1) is a legal tender for no more than the following amounts for the following denominations of coins:
(a) forty dollars if the denomination is two dollars or greater but does not exceed ten dollars;
(b) twenty-five dollars if the denomination is one dollar;
(c) ten dollars if the denomination is ten cents or greater but less than one dollar;
(d) five dollars if the denomination is five cents; and
(e) twenty-five cents if the denomination is one cent.
What part of "Private companies" and "state government" are different rules didn't you get?figmentPez said:Utah man tries to pay traffic fine with $82 in pennies.
\"Court officials are apparently not amused, and have asked Petersen to come back in and offer a more \"acceptable\" form of payment. They say state policy allows clerks to reject unusual forms of payment, and it's going to waste county resources for someone to count all that change.\"
The part where there's some difference in the rules? The government can require reasonable payment, and private companies can require reasonable payment.Shegokigo said:What part of "Private companies" and "state government" are different rules didn't you get?
That's exactly what happened in the news story I quoted. The court refused payment of a traffic fine because it was in all pennies. Loose pennies was considered an unusual method of payment and was an allowed refusal. (Another story I found apparently specifies that in Utah payment in pennies must be rolled, and then the rolls signed and labled with the case number.)Shegokigo said:Government agencies CANNOT refuse payment of any legal tender in the form of collection or debt.
This anecdote inspires me to pay for my passport in cash, using reasonably-sized bills and exact change just to see what happens.wana10 said:anecdote that may or may not apply
first time i went to get a u.s. passport they were turning a guy away because they wouldn't accept cash as payment
You guys still use those? We dropped the 1 cents over here, due to being simply worth too little to matter.Silver Jelly said:I have a lot of eurocents lying around, and I always think of using them, but I'm afraid.
As long as you don't go above 50 coins per transaction you're fineSilver Jelly said:I have a lot of eurocents lying around, and I always think of using them, but I'm afraid.
He is a dick, took it out on a random cashier, who now had to put up with something that wasn't her fault, probably the same as you not being able to turn on your computer cause it wasn't plugged in than bitching at a customer service rep.Le Quack said:I don't blame the guy for being a * at all. I don't give a poop if it was his fault he got towed. People that tow cars are *, period. They deserved this.
ALSO!
I like to call this the "trickle up" effect. All the * poop that was given to the lady will trickle up to the other employees.
And it looks like that guy's case hasn't made it through the courts and had a final resolution.figmentPez said:That's exactly what happened in the news story I quoted. The court refused payment of a traffic fine because it was in all pennies. Loose pennies was considered an unusual method of payment and was an allowed refusal. (Another story I found apparently specifies that in Utah payment in pennies must be rolled, and then the rolls signed and labled with the case number.)Shegokigo said:Government agencies CANNOT refuse payment of any legal tender in the form of collection or debt.
It wasn't a debt. It doesn't apply.wana10 said:anecdote that may or may not apply
first time i went to get a u.s. passport they were turning a guy away because they wouldn't accept cash as payment
Are they dicks cause they tow cars or are they dicks towing cars? There is an important distinction there.Le Quack said:I don't blame the guy for being a * at all. I don't give a poop if it was his fault he got towed. People that tow cars are *, period. They deserved this.
No. They tow cars WITH their dicks.Espy said:Are they dicks cause they tow cars or are they dicks towing cars? There is an important distinction there.Le Quack said:I don't blame the guy for being a * at all. I don't give a poop if it was his fault he got towed. People that tow cars are *, period. They deserved this.
That is a good point, but what are your other options in that case? I honestly can't think of any. If you've already asked politely, then there's nothing left for you to do but call the authorities to have the car moved. The guy in the video still had other options besides calling the police.Bubble181 said:Still. There not being any violence or whatever is no reason t say it isn't a crime, or that police shouldn't get involved. If someone parks in front of my garage, and I need to leave, and he refuses to move, I WILL call the cops and have him towed. Still a crime, still a need for police intervention.
And now there's spit on my laptop, excellent. When you replace my computer you can pay in pennies though.Shegokigo said:No. They tow cars WITH their dicks.Espy said:Are they dicks cause they tow cars or are they dicks towing cars? There is an important distinction there.
ZenMonkey said:And now there's spit on my laptop, excellent. When you replace my computer you can pay in pennies though.Shegokigo said:No. They tow cars WITH their *.Espy said:Are they * cause they tow cars or are they * towing cars? There is an important distinction there.
Ah, well, since you quoted me as well I thought you were implying something.Bowielee said:I actually meant about tow trucks being an extention of a man's phalus, but OK.
And what if the guy said "I'll only move my car if you sing "I Am the Very Model of a Modern Major-General"?"figmentPez said:That is a good point, but what are your other options in that case? I honestly can't think of any. If you've already asked politely, then there's nothing left for you to do but call the authorities to have the car moved. The guy in the video still had other options besides calling the police.Bubble181 said:Still. There not being any violence or whatever is no reason t say it isn't a crime, or that police shouldn't get involved. If someone parks in front of my garage, and I need to leave, and he refuses to move, I WILL call the cops and have him towed. Still a crime, still a need for police intervention.
The rule of law is quite flexible, police offers and judges are given a fair amount of leeway in how they apply the law. If they were not, every person pulled over for speeding would be given a ticket. No one would be let off with a warning.Tinwhistler said:And what if the guy said \"I'll only move my car if you sing \"I Am the Very Model of a Modern Major-General\"?\"
IE: said \"I'll quit breaking the law if you do something for me that you are in no way obligated to do\"
That's the position you're advocating here. Because you think the guy pulled a dick move (and don't get me wrong, I do too), you seem willing to sacrifice the rule of law in the cashier's favor. That, to me, is very dangerous ground. The rule of law is not flexible.
So what? I'm not a lawyer, I don't have access to a law library or anything. It's not like I could convince you anyway, since you stand behind your examples which I still hold are not applicable to the case at hand. You say that the wording is clear, while ignoring the context. The ruling revolves around the difference between payment in gold coin, and payment in paper money, and the ruling says that if the distinction had been between gold and silver, both coins, they would have still ruled in favor of gold, because the contract said "gold". So, it's declaration that the law sees no difference between a paper bill and a coin results from their face value under in the eyes of the governemnt, just as the government saw silver and gold coins as equal regardless of market value. Thus, it says nothing about weather they are a reasonable way to make payment of a debt. My argument is not that pennies lack the face value to appease the debt, but that a box full of unwrapped pennies is not a reasonable manner in which to settle such a large debt. As such, a ruling saying that coins and bills have equal montetary value should not effect if the actions of a person's actions constitute reasonable effort to pay the debt.I note, for the record, you still haven't found a court case that allows debtors to refuse coinage in payment.
Sounds like the court has worked out it's standards by which payment can be made in coins, and has a very exact policy. Coins must be wrapped and properly labeled to be accepted. They must be offered in a reasonable manner, and they have the right to refuse payment offered unreasonably.Gilmore then informed Prosser the court accepts coins as legal tender — as long as they are wrapped correctly. The court would even supply the 300 wrappers it would take to wrap all of his pennies. It turns out people have tried this before, although not in this amount, Gilmore said.
So it would have to wait until another day — Monday — when Prosser came back to the court with his $150 in pennies, this time wrapped, with his name, phone number and citation number written on each roll, as specified by the court.
I'm going to use that in every discussion I have on here. It's as good or better then [citation needed].I note, for the record, you still haven't found a court case that "insert here"
...Le Quack said:On my university campus you have to pay outrageous amounts of money for an "okay" parking spot. It takes 15-20 mins to walk from the campus parking lot to classes. It takes 15-20 minutes for the bus to reach your parking spot.
They can go smurf themselves if they want to tow my car when the whole parking scheme is a huge scam to get more money.
I have zero sympathy for anybody working for a tow truck company.
Bad analogy. In most states, traffic citations are civil infractions, and not crimes.figmentPez said:The rule of law is quite flexible, police offers and judges are given a fair amount of leeway in how they apply the law. If they were not, every person pulled over for speeding would be given a ticket. No one would be let off with a warning.
Well, after the hue and cry of "find me a precedent!" it seems a little funny that when I did, and then asked for the return favor, these guys suddenly can't be bothered.Espy said:I'm going to use that in every discussion I have on here. It's as good or better then [citation needed].I note, for the record, you still haven't found a court case that "insert here"
Okay, every suspect questioned for an unrelated case would have to be charged with possession, or accessory, or whatever cops can overlook if they're trying to get information on a more pressing matter. They would not be able to be grant immunity. Cops would have to arrest people for assault if they had bloody knuckles from self defense. Do you really think there is no leniency or common sense used at any time in the legal system? Good grief.Tinwhistler said:figmentPez said:The rule of law is quite flexible, police offers and judges are given a fair amount of leeway in how they apply the law. If they were not, every person pulled over for speeding would be given a ticket. No one would be let off with a warning.
Propery taxes are a debt.Tinwhistler said:For the record, Figment: Vehicle registration is not a debt. Bail bonds are not a debt.
Again, from the treasury website: "This statute means that all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor."
figmentPez said:When bills ceased to be backed by bouillon
Dammit! I knew that looked wrong. I should know better than to trust spell check. Bullion. In fact, looking it up, I'm not sure I know if it's accurate. Bullion means an amount of gold by weight, not by value. I'm not sure weather dollars were backed by a given weight of gold or by a given value. I think it's the former, though, since they were meant to be the equivalent of a coin.Bubble181 said:figmentPez said:When bills ceased to be backed by bouillon
They were backed by huge cannisters of soup? Cool. We backed'm with bullion - gold bars - but hey, if it worked for you odd americans...;-)
Coins were ratified for just the opposite reason. The spike in silver prices during the 60's drove the value of silver in American coins far above their printed value. It created a hoarding phenomenom, that was corrected by removing the silver from the coins and using time travel based minting techniques to remove the demand for coins.figmentPez said:(In fact, I would not be surprised if there were times when it took more than 100 pennies to equal the worth of a dollar backed by silver or gold.)
In Canada it is illegal to pay for more than 25 cents with pennies.Canadian dollar banknotes issued by the Bank of Canada are legal tender in Canada. However, commercial transactions may legally be settled in any manner agreed by the parties involved.
Some business in Canada is transacted in United States dollars, despite United States currency not being legal tender.
Legal tender of Canadian coinage is governed by the Currency Act which sets out limits of:
40 dollars if the denomination is 2 dollars or greater but does not exceed 10 dollars;
25 dollars if the denomination is 1 dollar;
10 dollars if the denomination is 10 cents or greater, but less than 1 dollar;
5 dollars if the denomination is 5 cents;
25 cents if the denomination is 1 cent.
Retailers in Canada may refuse bank notes without breaking the law. According to legal guidelines, the method of payment has to be mutually agreed upon by the parties involved with the transactions. For example, convenience stores may refuse $100 bank notes if they feel that would put them at risk of being counterfeit victims; however, official policy suggests that the retailers should evaluate the impact of that approach. In the case that no mutually acceptable form of payment can be found for the tender, the parties involved should seek legal advice.
A fifty cent piece is more than 10 cents, but less than a dollar. Thus it can be used to pay debts up to $10 in Canda. While it is not specifically listed, neither is a quarter.HCGLNS said:Still no love for the 50 cent piece. :angry:
Are half dollars even still minted for circulation?figmentPez said:A fifty cent piece is more than 10 cents, but less than a dollar. Thus it can be used to pay debts up to $10 in Canda. While it is not specifically listed, neither is a quarter.HCGLNS said:Still no love for the 50 cent piece. :angry:
See ... I'm no lawyer, but when I read this a while back, I didn't interpret it like that. I more saw it as a protection against the sort of protest in the OP. Not that it's illegal to pay with more than 25 pennies, but that it's legal to refuse to accept more that 25 pennies.grub said:In Canada it is illegal to pay for more than 25 cents with pennies.
According to Wikipedia, the Canadian 50 cent piece is still minted.Rob King said:Are half dollars even still minted for circulation?
*gets thrown for a curve*Chazwozel said:If it was the asshole who towed his car. Yes.
Since it was a lady who just works in the office. No.
Why the fuck are they being dicks to people just doing their jobs?
At renaissance faires, I try to take a money bag full of silver dollars, half dollars, and Sacagawea dollars, for that very reason.escushion said:I actually like dollar coins. Feels like I've got pirate's gold.
You may have zero sympathy for the tow companies, but I have zero sympathy with you. Just try walking the 15-20 minutes, it's not the end of the world, it's good for you. It was 25 minutes to university for me, and I now miss that daily walk.Le Quack said:On my university campus you have to pay outrageous amounts of money for an "okay" parking spot. It takes 15-20 mins to walk from the campus parking lot to classes.
There's a customer in our bank, that deposits about $1400 a day in pure Half-Dollars because he's looking for the silver ones.Bubble181 said:I have a collection of silver US dollars and half dollers from somewhere in the 1880s 'till the present day. Anyone interested? (honestly, can't get rid of it )
They will take them if you are patient. Every now and then I like to freak out the staff at Tim Hortons by paying with 50 cent coins or a two dollar bill. Generally they all huddle together and eventually decide to accept the legal tender, typically one of the staff takes the bill and puts their own twoonie in the till.Rob King said:I would suspect that if you presented one at many stores, it would probably be rejected. A lot of people in my generation don't have any experience with them.
According to court precedent, this would probably have been a totally legit way to handle it.Zarvox said:From this article: http://www.law.com/jsp/article.jsp?id=1120208723965
It seems to me like the teller should have said, \"Hey, that's cool. You can totally pay with pennies. Unfortunately, it's totally cool for me to charge a processing fee. So I'm going to have to count these pennies to make sure you gave me the right amount. And I may be bad at counting, so I may do it slowly and lose count a few times. Who knows how many hours it might take? For that matter, didn't you get a friend to drive you here? I'm pretty sure he has better things to do than wait around. Of course, if you leave, I might just loose count even more times. And you'll have to pay my hourly wage for it. And come to think of it, even if you have exact change, you don't have enough money to pay the processing fee. So come back when you have enough money.\"
I agree on the "processing fee" part. But would the precedent apply for the cashier's hourly wage?Tinwhistler said:According to court precedent, this would probably have been a totally legit way to handle it.Zarvox said:From this article: http://www.law.com/jsp/article.jsp?id=1120208723965
It seems to me like the teller should have said, \"Hey, that's cool. You can totally pay with pennies. Unfortunately, it's totally cool for me to charge a processing fee. So I'm going to have to count these pennies to make sure you gave me the right amount. And I may be bad at counting, so I may do it slowly and lose count a few times. Who knows how many hours it might take? For that matter, didn't you get a friend to drive you here? I'm pretty sure he has better things to do than wait around. Of course, if you leave, I might just loose count even more times. And you'll have to pay my hourly wage for it. And come to think of it, even if you have exact change, you don't have enough money to pay the processing fee. So come back when you have enough money.\"