That Healthcare Thing

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Dave

Dave

Staff member
One thing that I don't like is that when signing the bill instead of "Health Care Reform" Obama said "Health INSURANCE Reform". To me these are radically different things. I was waiting for someone to point this out but so far nobody - even on the major networks - has done so. No, not even Fox caught that.

I wish it was health CARE reform, but at least it's a step in the right direction.
 
Shakey

Shakey

If they are forcing insurance agencies to accept people with preexisting conditions, they have to force people to keep insurance somehow. Otherwise a lot of people would just drop insurance until they got sick, keep it until they're better, then drop it again. It would be a huge strain on the insurance companies.

I'm a bit skeptical it will actually work out like they want it to, but I do hope that it does work out.
 
Dave

Dave

Staff member
The way it stands right now the penalty for not having insurance is cheaper than buying health insurance. And if they can't say no, you go without until you need it, get the insurance and pay the penalty. BUT...if you do this the initial charges won't be covered because it'll be before the effective date of the policy. So you'd be taking a chance.
 
Covar

Covar

Dave said:
The way it stands right now the penalty for not having insurance is cheaper than buying health insurance. And if they can't say no, you go without until you need it, get the insurance and pay the penalty. BUT...if you do this the initial charges won't be covered because it'll be before the effective date of the policy. So you'd be taking a chance.
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I'm a healthy 23 year old. Why wouldn't I take that chance? Sure in about 10 years or when I have a family of my own the risk might not be worth it, but right now I'd be crazy to buy health insurance.
 
Dei

Dei

http://www.msnbc.msn.com/id/36016267/ns/politics-health_care_reform

WASHINGTON - After nine straight hours of beating back Republican amendments, Senate Democrats hit a temporary snag Thursday in their drive to rush through a package of fixes to the big health care law signed by President Barack Obama.

Democratic Senate leaders had hoped to complete work on the fix-it bill by midday Thursday and get it quickly to Obama to avoid prolonging what has been a politically painful ordeal for the party.

But Republicans learned early Thursday they will be able to kill some language in the bill that relates to Pell grants for low-income college students. That means the altered bill will have to be returned to the House for final congressional approval before it can be sent to Obama.
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Good thing student loans got rolled into that bill eh? :p
 
Troll

Troll

So, because they don't like the health care bill the Republicans want to THREATEN LOW INCOME COLLEGE STUDENTS? I understand it's not their real target, but still. What dicks.
 
Krisken

Krisken

A Troll said:
So, because they don't like the health care bill the Republicans want to THREATEN LOW INCOME COLLEGE STUDENTS? I understand it's not their real target, but still. What dicks.
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Well, they did slow down Congress the last two days by objecting to continue working on unrelated matters. Then said "It's not me who personally objects, mind you. It's this side of the aisle."
 
C

crono1224

Wasn't the problem with the uninsured that they weren't working? So by taking away the poor peoples ability to go to college and get healthy, it helps how?
 
C

Chazwozel

Covar;360664][QUOTE=Dave said:
The way it stands right now the penalty for not having insurance is cheaper than buying health insurance. And if they can't say no, you go without until you need it, get the insurance and pay the penalty. BUT...if you do this the initial charges won't be covered because it'll be before the effective date of the policy. So you'd be taking a chance.
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I'm a healthy 23 year old. Why wouldn't I take that chance? Sure in about 10 years or when I have a family of my own the risk might not be worth it, but right now I'd be crazy to buy health insurance.[/QUOTE]


Ah the ol' I'm young and healthy state of mind. :laugh: You have auto insurance, you crazy son of a bitch. You crazy man. SO CRAZY!
 
sixpackshaker

sixpackshaker

It is crazy not to have health insurance. Accidents, infections, and violence are pretty common among young people. Wouldn't it be great to start out in the world with thousands of dollars in debts.
 
C

Chazwozel

sixpackshaker said:
It is crazy not to have health insurance. Accidents, infections, and violence are pretty common among young people. Wouldn't it be great to start out in the world with thousands of dollars in debts.
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Good news! Under the new health reform act, Covar can be on his parent's insurance till age 26!
 
strawman

strawman

Dubyamn said:
It's unfortunate that they have to be forced into it I wish there was a system where they didn't need to but at the end of the day the people who choose not to get health insurance are the ones who the program needs to join.
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The very definition of socialism.

And supporters still claim that it's not a social program, nor socialist to want it.
 
A

Andromache

Dave said:
The way it stands right now the penalty for not having insurance is cheaper than buying health insurance. And if they can't say no, you go without until you need it, get the insurance and pay the penalty. BUT...if you do this the initial charges won't be covered because it'll be before the effective date of the policy. So you'd be taking a chance.
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This is a flaw in adverse selection. A public option would have been a way to off-set it but clearly, the country won't get there for 30 years, if ever.
 
C

Chazwozel

stienman;360908][QUOTE=Dubyamn said:
It's unfortunate that they have to be forced into it I wish there was a system where they didn't need to but at the end of the day the people who choose not to get health insurance are the ones who the program needs to join.
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The very definition of socialism.

And supporters still claim that it's not a social program, nor socialist to want it.[/QUOTE]

Hmmm. I like socialism. I think the only way our planet will be able to function within the next 100-200 years is through collective world-wide cooperation, dissolution of all country borders, and a general drive to promote the betterment of mankind. Kinda like Star Trek.



Hey! I just thought of another insurance we're FORCED to buy. Homeowner's insurance! FUCKING GOVERNMENT DIPPIN' INTO MAH MORTGAGE PAYMENTS!
 
ElJuski

ElJuski

Staff member
Damn that free public education all spreadin' lies

cept for the wonderful state of texas

shine on, you backwards fucks
 
Tinwhistler

Tinwhistler

just wanted to weigh on...Callisarya's surgery is running me about $4,000 total, not the $2500 or so I thought it would run. That's on top of paying nearly 8 grand a year in insurance between the both of us.

That stinks. There's no way I could have afforded that when I was younger.
 
C

Chibibar

Tinwhistler said:
just wanted to weigh on...Callisarya's surgery is running me about $4,000 total, not the $2500 or so I thought it would run. That's on top of paying nearly 8 grand a year in insurance between the both of us.

That stinks. There's no way I could have afforded that when I was younger.
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just a note: I am not dissing insurance company in that sense. My wife had some major dental work on her teeth (since her mom never did any work on her) and it cost us thousands of dollars which would have cost TEN thousands of dollars if we didn't have insurance.

I am just saying that the approach the government is taking is not the right one IMO. There are so many other stuff they need to work on that would have been better. Tort reform, open the market to national level, and tort reform (yea I did that twice it is twice as bad) there are some good idea that was post on this forum, but alas, they won't touch these things :(
 
Dei

Dei

Mmmm yeah, I just got braces, they normally cost $4500(!!!), we have really good insurance, and they still only cover about $1500 of that. After I get my braces off, I have to get either dental implants or bridges (since I got braces to fix gap problems where permanent teeth never came in), which will also cost a lot of money that insurance won't fully cover. Thank god for FLEX accounts, at least we can set the money we need for that aside and not have it taxed, since we know when the expenses are coming in advance. But it would suck if we didn't.
 
J

JONJONAUG

Chibibar;361355][QUOTE=Tinwhistler said:
just wanted to weigh on...Callisarya's surgery is running me about $4,000 total, not the $2500 or so I thought it would run. That's on top of paying nearly 8 grand a year in insurance between the both of us.

That stinks. There's no way I could have afforded that when I was younger.
Click to expand...
just a note: I am not dissing insurance company in that sense. My wife had some major dental work on her teeth (since her mom never did any work on her) and it cost us thousands of dollars which would have cost TEN thousands of dollars if we didn't have insurance.

I am just saying that the approach the government is taking is not the right one IMO. There are so many other stuff they need to work on that would have been better. Tort reform, open the market to national level, and tort reform (yea I did that twice it is twice as bad) there are some good idea that was post on this forum, but alas, they won't touch these things :([/QUOTE]

Tort reform would not make any significant impact in healthcare costs and the threat of being held accountable for any screwups is necessary in today's world of risky medical procedures.
 
Dei

Dei

That's just the thing, medical procedures can be risky. Patients are always told of the risks beforehand, and what can happen, yet as soon as one of those somethings happen, the doctor is being sued for a ridiculous amount of money whether or not he did anything wrong. Now in cases of obvious negligence it's justified, but why do we expect doctors to perform every surgery and have nothing go wrong? Giving free reign to sue like that is basically saying that is what you expect.
 
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