GasBandit
Staff member
Now you know how I felt in the bad old days, when 7 people responded to a post *I* made.<aintnobodygoingtohavetimeforthis.GIF>
Now you know how I felt in the bad old days, when 7 people responded to a post *I* made.<aintnobodygoingtohavetimeforthis.GIF>
Our replies now are fairly succinct. It's not a JCM wall of text so much anymoreNow you know how I felt in the bad old days, when 7 people responded to a post *I* made.
Has there ever been a time where upholding this line of thinking regardless of circumstances has resulted in a better world?I will sum up.
Your point is valid, people who sign loans have a responsibility to pay them back.
—Patrick
You left out a rather important sentence in your quote.Has there ever been a time where upholding this line of thinking regardless of circumstances has resulted in a better world?
I actually would argue that the lenders of student loans are in every way holding up their side of their bargain and it has resulted in a worse world than if they hadn’t.You left out a rather important sentence in your quote.
Kind of like how people are always leaving out the first part of "...money is the root of all evil," which is "The love of..."
When taken together (people who sign loans/people who originate loans), then yes, in a world where both sides of an agreement actually hold up their respective end of the bargain, it has traditionally resulted in a better world.
--Patrick
...And that's the point of my longer post: It's not really about who is or is not upholding their part of the agreement, it's about how the agreement itself was written to be egregiously biased toward the lender, and about how the lender was not required to explain that to the borrower. In other words, it's about how the lenders played borrowers for suckers, but then fall back on the "but you signed..." argument when the borrowers complain.I actually would argue that the lenders of student loans are in every way holding up their side of their bargain and it has resulted in a worse world than if they hadn’t.
Didn’t have a problem with your longer post so I didn’t quote it. Had a problem with the statement that people paying back the money they owe regardless of circumstances is some kind of fundamental good. That kind of thinking has caused incredible suffering and death throughout the globe....And that's the point of my longer post: It's not really about who is or is not upholding their part of the agreement, it's about how the agreement itself was written to be egregiously biased toward the lender, and about how the lender was not required to explain that to the borrower. In other words, it's about how the lenders played borrowers for suckers, but then fall back on the "but you signed..." argument when the borrowers complain.
In other words, the lenders pissed in the well, and now they are complaining that the water tastes salty. If you didn't want the water to taste salty, then you shouldn't have pissed in it in the first place.
--Patrick
That isn't what he said though. The longer post that you didn't have a problem with modifies that very first sentenceDidn’t have a problem with your longer post so I didn’t quote it. Had a problem with the statement that people paying back the money they owe regardless of circumstances is some kind of fundamental good. That kind of thinking has caused incredible suffering and death throughout the globe.
It is what he said in the post I quoted.That isn't what he said though. The longer post that you didn't have a problem with modifies that very first sentence
My post says that the borrowers have a responsibility to pay it back, but it does not say, "regardless of circumstances." That is something you added.It is what he said in the post I quoted.
Now that’s actually an argument where as whining about how I didn’t quote your long post isn’t.My post says that the borrowers have a responsibility to pay it back, but it does not say, "regardless of circumstances." That is something you added.
--Patrick
I wasn't whining that you didn't quote my long post. I was whining that you only quoted half of my short one.whining about how I didn’t quote your long post isn’t [an argument].
You literally said “in my longer post” and then linked to said longer post. Which is fine you can be proud of your longer post but you weren’t whining that I only quoted half your post.I wasn't whining that you didn't quote my long post. I was whining that you only quoted half of my short one.
Of course it all relies on what the enforcers think is ludicrous or harmful. France didn’t think it was ludicrous to seize parts of Germany for failing to repay their war debts and pushed over a domino that started WWII and the holocaust. France didn’t think it was ludicrous to force Haiti to pay them after the Haitian revolution and it left Haiti destitute and impoverished to this day. Countries used to not believe it was ludicrous to throw people into prisons over them not paying what the country wanted them to pay wasn’t ludicrous.See, I do believe that signing an agreement--any agreement, not just loans--puts upon you a certain amount of responsibility to abide by that agreement. But at the same time I believe the people drawing up these agreements have the responsibility to protect the person signing the agreement just as much as they protect themselves. They should have been prohibited from structuring things so that the borrower carries all the risk and they carry none. They should not have been allowed to trivialize the risks presented to the borrower. They should have been required to act fiduciarily.
So if someone signs an agreement that says, "You get US$5000 per month! terms may apply," and then discovers that "terms" means part of collecting their payment is that they have to allow the bank manager to hit them on the head with a hammer every time they come to collect, then while yes I still believe they have a responsibility to show up because they signed, I believe that responsibility would be obviated/preempted by the ludicrous and harmful conditions which were not fully explained at the time the agreement was signed. The responsibility would still exist, mind you, but it would be overridden.
I realize that my exact underlying rationale and logic may not adhere to the popular galactic standard, Dubyamn. But the end result is close enough to be almost indistinguishable.
--Patrick
I believe I am in a better position than you to know exactly what it was I was whining about.you weren’t whining that I only quoted half your post..
If you were complaining about me quoting only half your post why did you link to an entirely different post?I believe I am in a better position than you to know exactly what it was I was whining about.
At this point I legitimately don’t know if I’m just not adequately explaining myself, or you just aren’t getting it (or both!), but it’s looking like we’re not going to gain any more understanding of each other without boring the audience to death.
—Patrick
That's kind of exactly what I was implying, yes.Any chance you two can take it to PM's? This is dragging a bit.
1. That is what happens when somebody whines instead of actually arguing a point. The conversation drags.Any chance you two can take it to PM's? This is dragging a bit.
Yes, it really was.4. It was dead before you posted.
I don't know why Dubyamn keeps attacking Pat or what he's going on about so at this point I have to assume he's simply sworn a blood oath against him
Basically anytime Dub gets like this it means he's bored & trolling.I like fighting on the internet. This forum is reasonably active. If you have a problem with that then that’s your problem.
Disagree that what I do is trolling. I see something that I disagree with I argue against it. I’m not arguing anything that I don’t believe or can’t back up.Basically anytime Dub gets like this it means he's bored & trolling.
So the Ben Shapiro "debate me bro" approach. Unfortunate but I guess with Gas being chill these days someone has to troll this threadBasically anytime Dub gets like this it means he's bored & trolling.
You ever change your mind, you know where my PM button is.3. I have no interest in a private conversation with somebody who either [allegedly] refuses to admit an honest mistake or who flat out lied. And yes I know not everything that is wrong on the internet is a lie.
"What do you mean you can't find them? They have to be here somewhere!"Christofascists in Idaho want their local library to ban 400+ books that it doesn't have in it's collection.
Weren’t you the one who said the conversation was done? The fuck are you doing with this nonsense?You ever change your mind, you know where my PM button is.
I realize many of you took the time and effort to reply to my post with well-researched and thoughtful counter-points. I am sorry that I cannot return the same consideration.I will sum up.
Your point is valid, people who sign loans have a responsibility to pay them back.
But the people who originate loans also bear a responsibility to not treat their borrow[er]s as mere teats on a money goat.
—Patrick
I realize many of you took the time and effort to reply to my post with well-researched and thoughtful counter-points. I am sorry that I cannot return the same consideration.
I think it’s assumed that the issue(s) being discussed are ones that you are significantly less likely to be passionate about, so this is not unexpected.I am sorry that I cannot return the same consideration.