You know what I don't get? How people afford things. I have been looking for a pair of new front speakers for my living room, and I am astounded at the prices and the casual nature of the recommendations as if these prices are something you just go out and pay. How are people doing this? I thought I was financially doing pretty well, but I can't afford a $600-$1500 pair of speakers. Speakers!! The people who write these things and the commenters beneath are statistically probably young office workers. How much do these jobs pay now?!? Are they buying on credit? I don't get it.
Friends of mine have three kids and a crazy sound system for their tv. Priorities I guess? I buy lenses so everyone has their thing.
A lot lot of young kids do the whole buy now pay later to get stuff.
Like Squidleybits said, people have different priorities. When I was house hunting in Dallas a few years ago, we were looking at a fairly nice place that cost about $250K.
Our realtor showed up with a partner, and he was driving a corvette which was all tricked out, which probably ran close to $65K with those options. I heard him complaining to her that he wished he could buy a nice house, kind of sour-grapes like. I'm pretty sure he didn't intend for us to hear him, but I have good ears.
Well, Whiney Mc Whineyface, your $65K car's payments are over $1,000 month if you got a 5-year loan. Guess what? A 30 year loan on $250K is what? A little over $1,000 a month. I was driving an Aveo at the time that I paid $7200 for after my trade in and down payment. I was paying like $140/month. I leaned over and whispered to my wife "well, if I drove a corvette, I might be bitching about not being able to afford a house, too"
Priorities
I make a nice salary. But I still have to weigh what's important to me in terms of spending. I have a $4.00 generic keyboard, instead of some fancy $100 Microsoft ergonomic beast, for instance. (Though in all honesty, I actually prefer them, since those are the kind of keyboards I grew up on) I certainly wouldn't be dropping a grand on a set of speakers.
When my step-son got his first decent paying job, I sat him down and showed him my monthly budget, so he could see how money worked when you move out on your own, and how your cost of living can rise to meet your income. I explained that if instead of dreaming large and getting the big mutli-bedroom apartment he was looking at, he got a little efficiency model, he'd actually end up with more disposable income than I have.
He didn't take my advice tho