I thought about posting an animated .GIF response to this, but declined.Get up
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Got you covered.I thought about posting an animated .GIF response to this, but declined.
--Patrick
I saw it more as the reverse, where it is not that they know it because they are rich, but that they are rich because they know it."rich kids already know this stuff."
Works wonders in Asian cultures/familiesI saw it more as the reverse, where it is not that they know it because they are rich, but that they are rich because they know it.
Alternatively, the rich kids know it because they come from rich families where the family is rich because they know it...that "knowing it" is a self-perpetuating culture thing that is passed down from generation to generation.
--Patrick
She could have stated it better because it does come across as class resentment. It is true that educated folks tend to be richer and thus know what is takes to get "rich". I also had zero help from my guidance counselor is H.S. I came to find out later she did go out of her way to help the "good" kids. My folks did not go to college and knew nothing about it; so they were of no help. I thought scholarships were just given away for good grades. I had decent grades so I thought that I would get one. That was lesson 1. Then, I got to college and thought that I could get a grant because I couldn't afford the tuition. I found out that they base that on your parents' income. My folks were 200k in debt due to my medical bills from a wreck so they couldn't help. No grants. Lesson 2. Credit card companies and banks will loan you a shit-ton of money that you will pay back the rest of your life. Lesson 3."rich kids already know this stuff.".
I know that my local school district used to mandate teaching kids how to write checks, how a credit card works and how/when to use it, and how to balance a budget... but in middle school, for some fucking reason.I can't help but think that our high school education system needs classes on life finances. Not just budgeting, but what's involved in paying for continuing education, getting grants, etc. What employers expect and what you should expect (workplace laws, taxes, etc). What renting or buying a house involves. Loans for cars. Comparison of all these various options (rent/buy, lease/mortgage). Insurance programs (health, car, home, rent, etc) including how to assess risk/benefit. A brief overview of how one starts a business without running afoul of the laws and regulations. How to deal with and recover from financial emergencies without making mistakes that will cost you your credit, or worsen/lengthen the emergency.
This is all stuff that much of the middle class knows, and some of it is taught to their children, most is simply learned when kids ask questions when they are faced with a new situation.
But I'm guessing that there are a lot of people that simply have no idea. They may follow a path that society suggests (car, college, job, marriage, home) and they may get adequate advice along the way, but it only takes a simple mistake (buying a manufactured home on a rental lot hoping you can sell it in two years) to make someone stumble, and without this knowledge they may get to a point where they can't recover. Those who choose an alternate path through life are at an even worse disadvantage.
Then you get to the kids raised in poverty who only have the example of their parents and those around them to work from, and to seek advice from. It's not that their parents are bad, or the advice is worthless, but in some situations the knowledge is only enough to survive. It doesn't provide a way out. College seems out of reach for one reason or another, and even if you do get into it, you don't have the skills to succeed without a lot of external support.
Just basic financial information would probably revolutionize the next generation's economy.
I can't help but think that our high school education system needs classes on life finances. Not just budgeting, but what's involved in paying for continuing education, getting grants, etc. What employers expect and what you should expect (workplace laws, taxes, etc). What renting or buying a house involves. Loans for cars. Comparison of all these various options (rent/buy, lease/mortgage). Insurance programs (health, car, home, rent, etc) including how to assess risk/benefit. A brief overview of how one starts a business without running afoul of the laws and regulations. How to deal with and recover from financial emergencies without making mistakes that will cost you your credit, or worsen/lengthen the emergency.
This is all stuff that much of the middle class knows, and some of it is taught to their children, most is simply learned when kids ask questions when they are faced with a new situation.
But I'm guessing that there are a lot of people that simply have no idea. They may follow a path that society suggests (car, college, job, marriage, home) and they may get adequate advice along the way, but it only takes a simple mistake (buying a manufactured home on a rental lot hoping you can sell it in two years) to make someone stumble, and without this knowledge they may get to a point where they can't recover. Those who choose an alternate path through life are at an even worse disadvantage.
Then you get to the kids raised in poverty who only have the example of their parents and those around them to work from, and to seek advice from. It's not that their parents are bad, or the advice is worthless, but in some situations the knowledge is only enough to survive. It doesn't provide a way out. College seems out of reach for one reason or another, and even if you do get into it, you don't have the skills to succeed without a lot of external support.
Just basic financial information would probably revolutionize the next generation's economy.
Home Ec got dropped from a lot of curriculum because no one was taking it and it often required expensive things (like stoves and washing machines) to do. Woodworking, metalworking, and Tech Ed are still taught in schools, but it's usually at a separate technical institution you have to apply to. You'll do your normal classes at your main school, then get bussed to the tech building a couple of times a week to working on welding or nursing or whatever it is you want to do. Students going to the tech school are Tech Prep, students who are going to apply to a college are College Prep and get harder academic courses.I was always envious of my grandmother and grandfather for having home ec and woodworking classes. I'd have looked forward to that every day.
Yep. I had to learn that as part of Life Skills in 8th grade.I know that my local school district used to mandate teaching kids how to write checks, how a credit card works and how/when to use it, and how to balance a budget... but in middle school, for some fucking reason.
When I was a senior, the class had a Vietnamese lady from town show how to make Vietnamese-style egg rolls. She made a bunch early and stashed them in the freezer for the Home-ec students. They mysteriously disappeared.I made chili for the final in my cooking class in high school. I still use the recipe. We even had a cheese tasting. It's where I first got to try brie. The only thing I remember coming out awful was a cake or quick bread my group made that didn't rise.
It is a cool 95f out here now.It's only 47f outside right now, and I love it. I'd be OK with this weather all year.
A breezy 94f with a heat index of 104f.It's only 47f outside right now, and I love it. I'd be OK with this weather all year.
Let the browser agent games...begin!I suddenly can't access the page in Safari, which is the browser I used to send the feedback. Going on a couple days now. Chrome/etc... Works fine.
Curiouser and curiouser...
It is a cool 95f out here now.
Don't worry, I'm sure you'll take it back come January.A breezy 94f with a heat index of 104f.
Know that I hate you just a little right now. It's nothing serious, nothing really required on your end of the deal, other than enjoying the weather that passes for winter around here.
Sorry, but I gave HCGLNS his back and gave him Fade's also. I'm fresh outa marbles, but I do have a lovely parcel of ocean front property in Arizona.Fade, I think Sparhawk has them. He's just giving them away.